Financial Planning & Funding

When companies need capital there are three questions that need to be answered: how much, what for, and what kind.  Petit LLC’s experience in the capital and commercial markets helps businesses explore capital sources they might not have thought of.  We will conduct an analysis and then provide recommendations as to if the company is seeking enough, how the expenditures will affect the balance sheet and P&L, and what sources will provide the best terms, on time.  With no surprises.

When a company has to carry a credit facility to either purchase inventory or product, Petit LLC knows how to make sure they are getting the best.  We understand how to communicate with all of the parties involved so that our client benefits

When a company is considering seeking SBA financing Petit LLC is their partner through the entire process.  We help businesses choose the correct program, the correct bank and the correct amount.  Petit LLC has the experience to ensure the process goes smoothly.

Petit LLC experts have built relationships with alternative credit firms across the country.  First, we examine the financial details of the company.  Then we provide recommendations to meet the company's specific credit needs.  Finally, we can make personal introductions to the correct providers.  From inventory financing to receivables financing, Petit LLC helps companies navigate this market successfully.

Businesses often don’t have the ability to purchase mission critical equipment outright.  Petit LLC can help explore equipment leasing options before a business makes such a large financial commitment.  More importantly, we help businesses make sure the equipment will be accretive to profitability.

Grant writing is an art as much as it is a sales pitch.  Petit LLC understands this and helps companies to effectively tell their story.  We have expert knowledge as to where to search for grants and more importantly, how to increase the probability of success when applying for grants.  Public, private, or a hybrid of both, Petit LLC knows what each audience is looking for in applications.  We make sure a company presents its best face in an effective and powerful manner.

Petit LLC has the in -house experience needed to do financial modeling for many uses.  If a three year pro-forma is needed for credit or loan facilities, we can do that.  Perhaps analysis is needed to quantify the effect a new equipment purchase will have on operational expenses.  We can do that.  Petit LLC has the expertise to create detailed financial projections for any need.

Businesses often lack the time or resources to step back and take a comprehensive look at all facets of their supply chain.  Are there alternative suppliers?  IS there a quicker delivery process that can reduce the revenue cycle?  Is there something in the company’s processes that are creating operational inefficiencies that are exasperating the supply chain process.  Petit LLC has the experts to examine these and other topics related to a company’s supply chain.

Almost all businesses understand that profitability is great but cash flow is even more important.  We create cash flow models and projections that help businesses plan for the future

Successful businesses know what their expenses are.  However, many businesses have not completed an in depth review of all expenses with a critical eye that Petit LLC will.  We will examine every expense and identify any that are excessive relative to industry comparables.

Understanding the real cost of a large capital expenditure is rarely examined at the level of detail that Petit LLC does.  We examine not only the immediate effect of the capital expenditure, we also examine any additional liabilities that will result from the expenditure.  Also, we can create a simple ROI and break even analysis for any capital expenditures.

Petit LLC will meet with all members of a company’s leadership team, observe all operations and create a SWOT analysis that is focused and concise.  Then we will help the business develop how to overcome their weaknesses and build their strengths